踏入2021嶄新的一年,新的開始,對未來的規劃當然亦要詳盡仔細,尤其是自己的財富,更要精打細算。今次為大家帶三款手機app,包括Neuronship、虛擬銀行和記賬城市,助你從手機便可管理自己財富,又容易上手,培養理財好習慣!
1.Neuronship
Neuronship是一款現金回贈app,只要大家將過往12小時內的餐廳機印收據,上傳到Neuronship app裡面,經過系統審核後,便可獲得額外回贈!而優惠餐廳遍佈全港,將理財融入於生活,積少成多。但要提提大家,收據必須為打印,並顯示餐廳名稱,否則不被接納。
2.虛擬銀行
虛擬銀行為今年在香港興起的新科技,顧名思義虛擬銀行將不會有實體銀行門市,所有的銀行服務都可以在手機app中辦妥。而虛擬銀行的活期存款利息都較傳統銀行高,若果大家只是將存款放在銀行,那麼虛擬銀行亦是一個好選擇。
ZA Bank、MOX Bank、香港匯豐的活期存款利息:
3.記賬城市
記賬城市自上架以來已經一段時間,但實用兼可愛的界面讓記賬城市累積不少忠實用家。它結合了消費記賬和遊戲,每當玩家記錄一次消費,你的城鎮便會建起一棟樓,而可愛的畫面亦讓人能更主動地記賬,培養理財好習慣!
來源:ZA Bank、MOX Bank、香港匯豐
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