父母教過，從小要養成良好的理財習慣。學會如何理財時，第一步就要學會如何儲錢。因為沒有足夠金錢的話，你想開始投資都難。網路上流傳千百種儲錢方式，如何避免陷入理財陷阱才是上上策，所以要學會儲錢前要知道以下6件事。
一、有清晰的財務目標
女生面對30歲大關，意味著人生踏入另一個階段，所以要好好計劃將來。如果沒有正確的財務目標，不肯定儲下來的資金主要用途（如投資、退休等），只會讓你失去前進的動力，更會容易變得漫無目的地花光這筆錢，最後得不償失。
二、儲蓄最少能應付6個月開支
快將30歲的你，總不能還是月光族，應該要認清事實，總有突發事情需要金錢去應急。所以應先建立現金儲備，最少要儲起6個月家庭總開支的流動金額，就算在零收入下仍能應付得到，餘下的金錢再考慮作其他用途。
按圖看其餘4大須知：
圖：IG@戴祖儀、蔡嘉欣、馮盈盈、麥明詩、JW、何依婷、吳若希
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